Help customers build credit with a secured credit card
Launch a credit card program that helps your customers improve their credit without the hassle. Leave the program management and underwriting to us.
Use cases
Bond's technology is incredibly flexible, but here are some of the more frequent ways our customers use it
Servicing & customer support
Partner with Bond for compliance, loan servicing, repayment, collections, and risk management — without losing your connection to your customer
Servicing & customer support
Partner with Bond for compliance, loan servicing, repayment, collections, and risk management — without losing your connection to your customer
Underwriting & Credit decisioning
Leverage Bond’s underwriting algorithms to assign responsible and prudent credit lines and build bespoke, fully compliant underwriting models. Get instant credit decisions that reduce the burden on your team and increase your speed to market.
Underwriting & Credit decisioning
Leverage Bond’s underwriting algorithms to assign responsible and prudent credit lines and build bespoke, fully compliant underwriting models. Get instant credit decisions that reduce the burden on your team and increase your speed to market.
Credit building
Support your customers’ financial dreams by helping them build their credit. Offer credit to traditionally underserved customers or those with thin, bad, or no credit history.
Credit building
Support your customers’ financial dreams by helping them build their credit. Offer credit to traditionally underserved customers or those with thin, bad, or no credit history.
Expense tracking & management
Offer your business customers real-time expense tracking and management capabilities using virtual credit cards with customizable credit limits
Expense tracking & management
Offer your business customers real-time expense tracking and management capabilities using virtual credit cards with customizable credit limits
Instant credit & customization
Offer immediate access to credit with instant issuance of virtual charge cards for online purchases and speedy fulfillment of physical cards (plastic or metal). Freeze and unfreeze cards in real-time and build customized credit limits.
Instant credit & customization
Offer immediate access to credit with instant issuance of virtual charge cards for online purchases and speedy fulfillment of physical cards (plastic or metal). Freeze and unfreeze cards in real-time and build customized credit limits.
What Bond Offers
Bond enables organizations from any industry to embed next-generation financial products into their existing customer experiences, creating personalized financial experiences for their customers and communities.
KYC (Know Your Customer)
Validate your customer's identity and documents to ensure they're compliant with federal regulations
REQUEST
1 curl --request POST \
2 --url https://sandbox.bond.tech/api/v0/customers/{CUSTOMER_ID}/verification-kyc' \
3 --header'Identity: YOUR-IDENTITY' \
4 --header'Authorization: YOUR-AUTHORIZATION' \
5 --header'Content-Type: application/json' \
6 --data-raw '{
7 "program_id": "b50063df-0b39-43f7-9458-25b08a75d42a",
8"ssn": "000-00-0000",
9"phone": "555-555-5555",
10"phone_country_code": "1",
11"email": "person@bond.tech",
12"ip": "127.1.1.1"
13}
Physical & virtual debit cards
Create and issue physical or virtual debit and credit cards in minutes
REQUEST
1 curl --request POST \
2 --url https://sandbox.bond.tech/api/v0/cards \
3 --header'Identity: YOUR-IDENTITY' \
4 --header'Authorization: YOUR-AUTHORIZATION' \
5 --header'Content-Type: application/json' \
6 --data'{"customer_id":"094cd49b-6412-429f-a396-314097a6c3b9", "program_id":"2742ff6a-7455-4066-8b45-ae12d3acca34"}'
Underwriting & risk management
Leverage Bond’s underwriting algorithms to assign responsible and prudent credit lines and build bespoke, fully compliant, underwriting models
Instant credit decisions
Get instant credit decisioning from Bond, so you can make informed choices around credit that reduce the burden on your team and increase your speed to market
Program Management
Rely on Bond to act as your program manager, handling compliance and underwriting for you. Our platform makes it easy to build dashboards, reports, and presentations.
Dispute resolution
Resolve customer questions through our API or a 1-800 number and IVR (interactive voice response) service we can provide for you
REQUEST
1 curl --request POST \
2 --url https://sandbox.bond.tech/api/v0/disputes \
3 --header'Accept: application/json' \
4 --header'Content-Type: application/json'
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Generate 2x the interchange of a debit card by offering your customers a credit builder card
Retain customers and grow your user base
In the news
How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app
‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond
Fintech founder predicts the biggest 4 banks will be worth ‘less than $100 billion’ in 5 years
Banking-as-a-Service Platform Bond Enables Fast Time to Market for Brands Seeking Embedded Credit Solutions
Banking-as-a-Service Platform Bond Enables Fast Time to Market for Brands Seeking Embedded Credit Solutions
Fintech founder predicts the biggest 4 banks will be worth ‘less than $100 billion’ in 5 years
‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond
How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app
Banking-as-a-Service Platform Bond Enables Fast Time to Market for Brands Seeking Embedded Credit Solutions
Fintech founder predicts the biggest 4 banks will be worth ‘less than $100 billion’ in 5 years
‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond
How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app